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June 10, 2014
Chapter 13 bankruptcy is commonly known as a “re-payment plan” bankruptcy and is only available to individuals with regular income whose secured debts total less than $1,149,525 and whose non-contingent liquidated unsecured debts are less than $383,175. In contrast to a Chapter 7 bankruptcy, debtors in a Chapter 13 bankruptcy pay a percentage of their...
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Chapter 7 bankruptcy is commonly known as a “liquidation” bankruptcy and is available to individuals and businesses.  A Chapter 7 bankruptcy offers debtors the opportunity to discharge (or eliminate) all or most of their unsecured debt and the opportunity to surrender, or walk away, from severely underwater secured property while discharging any potential personal liability. ...
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The attached articles were written based on the state of the law as of the date written.  The authors of the attached articles assumes no responsibility to update the content of the articles as a result of any changes in the law.  Anybody reviewing the attached articles should consult with the authors of the articles, or their professional tax or legal advisor to verify the current status of the law as it relates to their own personal transactions.